The ZimLayby Network

One layby account.
Every shop you trust.

Buy what you need today from Zimbabwe's best retailers. Pay on a schedule that fits your life. No interest. No credit checks. One identity across every shop on the network.

Browse the shops How it works

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Partner shops

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Products on layby

Interest, always

12mo

Pay over up to

The Network

Trusted retailers, all on one platform

Every shop on ZimLayby is independently operated and personally vetted. Click any storefront below to browse their range and start a layby.

Featured

A taste of what's on the network

A curated mix from across every partner shop. Tap any product to start a layby at that retailer.

How it works

Buy now. Pay at your pace. Three steps.

Pick a shop

Choose from the partner storefronts above. Each shop runs its own catalogue, pricing, and fulfilment — ZimLayby is the payment engine in the background.

Choose your plan

Set your deposit (20%, 30%, 50% or anything you want), pick a payment schedule that suits you, and submit. We don't check your credit. Anyone can start a layby.

Pay at your pace

Make payments via bank transfer, EcoCash, or in-store cash — weekly, fortnightly, or monthly. Send your proof on WhatsApp; we record it instantly. Once you're paid up, collect.

Your account

One identity. Every shop on the network.

Sign in once at zimlayby.com/me and see every layby you have — across every partner shop — in one place. Track balances, see payment history, find a new shop to try.

With Phone or email

PIN Last 4 of phone

Works at Every partner shop

For retailers

Bring your shop to ZimLayby

Run laybies properly — without the spreadsheet chaos. We handle applications, payment tracking, customer comms, receipts, and WhatsApp notifications. You focus on selling.

3 months free

Your own branded storefront

Deposits go straight to your bank

Cancel anytime